So you’ve found your dream house in France -
now all you have to do is pay for it.

Do you need a mortgage or a short term bridging loan or even just a current account?

Like insurance, getting a mortgage in France can be daunting.

• What is a “prêt” or “PTH Revente Modulable”?
• “Cotisation”?
• What do they mean by “emprunter dégressive”?
• By “frais d’actes estimés”?

OK, so you can speak French, but finding the right mortgage and interest rate is a time consuming and tricky job. The rates and types of mortgage are at least as numerous as in the UK; from low rate variable to fixed, capped, and infinity interest only loans. Even the much maligned (in the UK) endowment mortgage!

Which bank should I use, do they compete with rates and terms, will they speak English?

• I can take all this worry away from you.
• I have agreements with major banks in the Midi-Pyrènees and Languedoc all of whom have English speaking staff.
• I’ll obtain the quotes from various banks and other lenders and together we will decide which is the most suitable for you.
• I will walk you gently through the French mortgage maze and I’ll do it in English.
• I am officially appointed to Airbus to assist their British and German employees in the search for home loans and also to Motorola, OCCAR and FreeScale.
• I negotiate for my clients over a million €uros per month of mortgage loans, I know the market and I know the banks. More importantly, they know me!

Also, I can introduce you to English speaking Notaires and lawyers as well as accountants.

If you need a home loan, I can help.  Please call me.