"I have never been satisfied that markets are rational. It is
not my experience." - Robert Shiller
"All of life is the management of risk, not its elimination." -
Walter Wriston
You
can build your own portfolio or leave it to the experts. I
provide you with a number of methods for creating your own
portfolio, from market timing, pound/Euro cost-averaging (smart
way of saying regular savings), diversification principles,
(don’t put all your eggs in one basket) active fund selection,
(finding one that works for you) cost-effective purchasing, (low
charges) the “fund of funds” concept, (joining a fund of other
investors rather than going on your own) and hedge funds
(investing in others risks) to increase returns and reduce ones
overall portfolio risk.
I take the JARGON out of investing
Strategy
You
can select from our specifically chosen FUNDS for GBP, U$D or
Euro denominations and you can create your own portfolio.
Or if you need help - I can do it for you. I can build you a
spread investment to take advantage of
any level of market entry, whether you are feeling cautious, or
are the more adventurous investor. I have selected certain
specialist Managers and Funds that achieve higher returns with
lower volatility. This is the benefit of pooled investment funds
such as Skandia International, Generali Vie,
Societie Générale,
Friends’ Provident, Zurich International, and Hansard
International etc. They tend to have lower exposure to risk than
typical higher-risk equity, or market related funds. Even the
“Growth” funds have low risk exposure.
Also, Capital Preservation investments exist where the exposure
to risk is very low with the fund guaranteeing your investment
capital. Of course, the returns are lower but are usually in
excess of banks and other fixed rate interest deposits.
I Classify Risk as Follows:
Very Cautious – No unnecessary risk
Cautious – Small risks acceptable
Moderate – Understanding of risk and reward
Adventurous – Greater Risk accepted
Speculative – High levels of risk accepted
I deal only with the best institutions with the lowest charges
and the greatest fund choice.
Do You Smoke?
Suppose you
currently spend £5 per day on cigarettes. Let’s see
how much healthier your finances would be (not to
mention your lungs) if you gave up.
You’d save £1,825
per year
If you paid that into a savings plan, after 10 years
you’d have paid in £18,250
If your investment had been growing at, say 6% per
annum, you would have £30,000+
Put that in your pipe and smoke it!
